| SHARE ACCOUNT FEES: |
| Primary Share Account Minimum Balance fee |
$5.00 per month if below $100.00 after six months.
|
| Primary, Secondary and Club Accounts Excessive Share Withdrawal fee |
$2.00 after three withdrawals during the month.
|
| Christmas Account Closing fee |
$5.00 if before or after September 30.
|
| Primary Share Dormant Account fee |
$5.00 per month if no activity within one year.
|
| CHECKING ACCOUNT FEES: |
| Balancing Assistance fee |
$20.00 per hour
|
| Non-Sufficient Funds |
$25.00 per item |
| Late Item Special Handling Return fee |
$5.00 per item
|
| OTHER SERVICE FEES (applicable to all accounts): |
| Statement Copy |
$10.00 per copy
|
| Deposited Item Return(NSF) |
$25.00 per item
|
| Wire Transfer(incoming/outgoing) |
$20.00
|
| Travelers Cheques |
None
|
| Account Closure |
$10.00 within 3 months
|
| Stop Paymemt |
$25.00 per item
|
| Mail Return |
$2.00
|
| Check Copy |
$2.50
|
| ATM Card |
$5.00 per reissue; $2.00 after 1st 5 transactions during the month
|
| Below minimum balance fee |
$5.00
|
